Insurance compliance software for vendors & subcontractors
Certificate-of-insurance tracking and compliance software for general contractors, property managers, and facility managers—not compliance software for insurance carriers or agents.
Wardly is free insurance compliance software: send a no-login upload link, and it reads each ACORD 25, grades it A–F against your requirements, and monitors every expiration—so every vendor and subcontractor stays properly insured, without per-vendor fees or a sales call.
Track certificates of insurance, verify coverage against your rules, and stay ahead of renewals—free forever for unlimited vendors.
Get started freeWhat insurance compliance software does
Insurance compliance software confirms that the third parties you hire actually carry the coverage your contracts require—then keeps that proof current. Instead of tracking certificates of insurance in a spreadsheet, it collects each certificate, reads the ACORD 25, checks it against your requirements, and watches expiration dates so coverage never lapses mid-project. It is the same core job as COI tracking software—named for the outcome (compliance) rather than the document (the COI).
- Frictionless collection. A no-login upload link collects far more certificates than a vendor portal that forces every vendor to create an account.
- Automatic ACORD 25 reading.No manual data entry—Wardly reads each certificate on upload.
- Automated grading. Every certificate is scored A–F against your own requirements, so non-compliance is obvious at a glance.
- Endorsement checks. Verifies additional insured, waiver of subrogation, and primary & non-contributory status—not just limits.
- Expiration monitoring. Around-the-clock tracking with reminders before any policy lapses.
Who it’s for
Anyone who hires insured third parties and can be held liable for their work needs vendor and subcontractor insurance compliance.
General contractors
Track every subcontractor’s COI and keep coverage active on every job.
COI tracking for GCsProperty managers
Verify vendor and contractor insurance across every property you manage.
COI tracking for PMsFacility managers
Keep service providers and vendors compliant with your insurance requirements.
COI tracking for FMsProcurement & risk teams
Build a vendor insurance compliance program that stays audit-ready.
Vendor compliance guideHow it works
- Set your requirements. Define the coverages, minimum limits, and endorsements each vendor type must carry.
- Send an upload link. Vendors submit their certificate with no account to create.
- Get an automatic grade. Wardly reads the ACORD 25 and scores it A–F against your rules instantly.
- Stay ahead of renewals. Wardly monitors every expiration date and reminds you before coverage lapses.
Free, self-serve insurance compliance software
Most established insurance compliance and vendor compliance platforms are quote-only enterprise tools—priced per vendor, sold through a sales cycle, and often five figures a year. Wardly gives you the core compliance workflow—collect, automatically read and grade against your requirements, and monitor expirations—self-serve and free forever, for unlimited vendors. See how it compares in our best COI tracking software guide, browse every head-to-head comparison, or review pricing(spoiler: it’s $0).
Frequently asked questions
What is insurance compliance software?
Insurance compliance software collects certificates of insurance (COIs) from your vendors and subcontractors, verifies each one against your coverage requirements, and monitors policy expiration dates so no one’s coverage lapses while they work for you. It automates what teams otherwise do by hand in spreadsheets—reading the ACORD 25, checking limits and endorsements, and chasing renewals. Wardly does all of this free for general contractors and other businesses tracking third-party insurance.
Is there free insurance compliance software?
Yes. Wardly is free insurance compliance software for tracking subcontractor and vendor COIs—unlimited vendors, no credit card, and no annual contract. Most established insurance compliance and vendor compliance platforms are quote-only enterprise tools priced per vendor with annual minimums; Wardly gives you the core workflow (collect, grade, and monitor) self-serve and free.
What is the difference between insurance compliance software and COI tracking software?
They describe the same core job. “COI tracking software” names the artifact it works on—the certificate of insurance—while “insurance compliance software” names the outcome: confirming third parties actually carry the coverage your contracts require. Wardly is both: it tracks each COI and continuously verifies compliance against your requirements.
What should insurance compliance software do?
Look for five things: frictionless collection (a no-login upload link collects far more certificates than a vendor portal), automatic reading of the ACORD 25, verification of coverage limits against your minimums, endorsement checks (additional insured, waiver of subrogation, primary and non-contributory), and expiration monitoring with reminders before coverage lapses.
Who uses insurance compliance software?
Any organization that hires insured third parties and can be held liable for their work: general contractors tracking subcontractors, property and facility managers tracking vendors and service providers, and procurement or risk teams verifying supplier insurance. The common need is keeping proof of insurance current for everyone you’re exposed to.
Keep every vendor compliant—for free.
Collect certificates, grade them A–F against your requirements, and monitor every expiration—no per-vendor fees, no sales call.
Get started free