Terms & Conditions

1. The Service

Wardly is software that helps general contractors and other businesses collect, organize, grade, and monitor certificates of insurance (“COIs”) and related insurance information from their subcontractors and vendors. The Service’s grades, flags, and compliance indicators are informational tools only. They are not legal, insurance, or professional advice, are not a guarantee of coverage, and should not be relied upon as a substitute for review by a licensed insurance broker or attorney.

2. Eligibility and Accounts

You must be at least 18 years old and able to form a binding contract to use the Service. You are responsible for the information you provide, for maintaining the confidentiality of your account credentials, and for all activity that occurs under your account. You agree to provide accurate information and to keep it up to date.

3. Subcontractor and Third-Party Information

The Service allows you to add subcontractors and vendors, invite them to upload COIs, and store documents and data about them. You represent and warrant that you have the necessary rights, authority, and any required consents to submit such information to Wardly and to have it processed through the Service. You are responsible for the accuracy of the information you and your subcontractors provide.

4. Acceptable Use

You agree not to:

• use the Service for any unlawful, fraudulent, or unauthorized purpose;
• upload content you do not have the right to share, or that is malicious or infringing;
• attempt to access, scrape, disrupt, reverse engineer, or interfere with the Service or its security;
• resell or commercially exploit the Service except as expressly permitted; or
• use the Service to send unsolicited communications in violation of applicable law.

5. Communications and Marketing

By creating an account, you agree that we may contact you about the Service, including transactional and account messages, and that we may send you marketing and promotional communications by email, telephone, and SMS. You can opt out of marketing communications at any time as described in our Privacy Policy (for example, by using the unsubscribe link in an email or replying STOP to a text). Opting out of marketing does not affect service-related messages necessary to operate your account.

6. Intellectual Property

We and our licensors own all rights in the Service, including its software, design, and content, excluding the data and documents you submit (“Your Content”). You retain your rights in Your Content and grant us a worldwide, non-exclusive license to host, process, display, and use it as needed to provide, secure, and improve the Service and as otherwise described in our Privacy Policy.

7. Disclaimers

The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any compliance grade or determination is accurate, complete, or current. You are solely responsible for verifying insurance coverage and compliance with your contracts and applicable law.

8. Limitation of Liability

To the fullest extent permitted by law, Wardly and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or relating to your use of (or inability to use) the Service. Our total liability for any claim relating to the Service will not exceed one hundred U.S. dollars ($100).

9. Indemnification

You agree to indemnify and hold harmless Wardly and its affiliates from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Service, Your Content, or your violation of these Terms or applicable law.

10. Termination

You may stop using the Service at any time. We may suspend or terminate your access if you violate these Terms or if we discontinue the Service. Sections that by their nature should survive termination (including ownership, disclaimers, limitations of liability, and indemnification) will survive.

11. Changes to the Service and Terms

We may modify the Service or these Terms from time to time. If we make material changes, we will update the “Last updated” date and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the United States and the state in which Wardly’s operating entity is established, without regard to conflict-of-laws principles. The exclusive venue for any dispute will be the state or federal courts located in that jurisdiction.

13. Contact

Questions about these Terms? Contact us at support@wardly.ai.