COI tracking guides

COI tracking guides for general contractors

Clear, practical answers to the questions general contractors ask about subcontractor insurance—what to require, how to track certificates of insurance, and how to keep coverage from lapsing mid-project. Free to read, no sign-up required.

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Each guide is a self-contained walkthrough—skim the summary or read the full checklist.

Subcontractor insurance requirements: a checklist

The coverages, limits, and endorsements general contractors should require from every subcontractor—plus a verification checklist.

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How to track certificates of insurance (COIs)

A step-by-step system for collecting, verifying, and monitoring subcontractor COIs so coverage never lapses on an active job.

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COI tracking spreadsheet template (and why it breaks)

The columns a COI tracking spreadsheet needs, a starter layout, and the limits that make a spreadsheet risky at scale.

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What is COI tracking?

A plain-English definition of certificate-of-insurance tracking: what it is, why it matters, and how it protects contractors from uninsured risk.

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How COI tracking works

The end-to-end workflow of COI tracking—from collecting certificates to grading, verifying endorsements, and monitoring expirations.

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COI tracking checklist

A practical, printable checklist for collecting, verifying, and renewing every subcontractor and vendor certificate of insurance.

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Construction COI requirements by state

How certificate-of-insurance and coverage requirements vary by state for construction—workers’ comp rules, limits, and what to standardize.

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Vendor insurance compliance: the complete guide

How to build a vendor insurance compliance program: setting requirements, collecting COIs, verifying coverage, and staying audit-ready.

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How general contractors track insurance

The real-world systems GCs use to track subcontractor insurance—spreadsheets, brokers, and software—and the trade-offs of each.

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Why expired COIs cost contractors millions

How a lapsed certificate turns into denied claims, uninsured losses, and EMR damage—and how to close the expiration gap.

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Excel vs. COI tracking software

A head-to-head look at tracking certificates of insurance in a spreadsheet versus dedicated software—cost, risk, and scale.

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Procore COI tracking: options and gaps

How COI tracking works with Procore, what its insurance tools do and don’t cover, and how to fill the gaps.

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Autodesk Construction Cloud COI tracking

Tracking certificates of insurance alongside Autodesk Construction Cloud and BuildingConnected—capabilities and workarounds.

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BuildingConnected insurance tracking

What BuildingConnected offers for subcontractor insurance and prequalification—and where a dedicated COI tracker adds value.

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RMIS vs. COI tracking software

How a risk management information system differs from purpose-built COI tracking—and which one a contractor actually needs.

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Best COI tracking software (2026)

A ranked buyer’s guide comparing the leading certificate-of-insurance trackers for general contractors—free tiers, pricing, and setup side by side.

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Put the guides into practice—for free.

Wardly collects your subcontractors’ COIs, grades each one A–F against your requirements, and watches for expirations—free forever, no sales call.

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