Wardly vs. TrustLayer
Yes—for general contractors, Wardly is a solid TrustLayer alternative. Wardly is 100% free for unlimited subcontractors and built specifically for the GC–subcontractor workflow, with no per-vendor fees. TrustLayer is a broader, AI-powered third-party risk platform whose full feature set is per-vendor and quote-only.
TrustLayer is a mature, AI-powered third-party risk management platform built for risk managers across the built world. Wardly is self-serve certificate-of-insurance tracking built for general contractors who just need their subcontractors’ COIs collected, graded, and monitored—100% free, forever, with no sales call.
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The clearest difference: Wardly is free forever for unlimited subcontractors; TrustLayer is per-vendor and, for its full feature set, quote-only enterprise software.
Free forever
- Unlimited subcontractors—no per-vendor fees
- No credit card, no trial, no paid tier
- Self-serve—no sales call to begin
- Subs upload with no account
Free up to 50 vendors, then per-vendor & quote-only
- Free Starter tier capped at 50 vendors; ~$10 per additional vendor / month beyond that (self-reported)
- Full Pro / Complete plans are quote-only and demo-led
- No public enterprise pricing; third parties estimate ~$3k–$20k+/yr depending on scope
Feature comparison
Where the two products genuinely differ—and where they overlap.
| Feature | Wardly | TrustLayer |
|---|---|---|
| Price for unlimited subs | Free forever | Free to 50 vendors, then ~$10/vendor/mo |
| Pricing model | Free, transparent, no paid tier | Per-vendor + quote-only enterprise plans |
| Setup & onboarding | Self-serve in minutes | Self-serve Starter; sales-led for full plans |
| Subs upload without an account | ||
| Compliance grading | Instant, automated A–F vs. your rules | AI verification & gap detection |
| Endorsement & threshold checks included free | Gated to paid Pro / Complete plans | |
| Additional insured, waiver & ACORD 25 checks | ||
| Expiration monitoring & reminders | ||
| Document types beyond COIs (W9s, licenses, contracts) | ||
| Enterprise integrations (e.g. Procore) | ||
| Focus | Purpose-built for GCs tracking subs | Broad third-party risk management across industries |
| Track record & scale | New, focused product | 517K+ company network, 400K+ COIs/mo (self-reported) |
Where TrustLayer is strong—and where Wardly wins
Where TrustLayer is strong
- A large verification network—self-reported 517,000+ companies and 400,000+ COIs processed per month.
- Broad document coverage beyond COIs (W9s, business and professional licenses, contracts, custom documents).
- A mature, AI-powered product with collaborative vendor onboarding and enterprise integrations like Procore.
- Strong social proof—G2 High Performer recognition, named customer testimonials, and a broad industry footprint.
Where Wardly wins for GCs
- Free forever for unlimited subs—no per-vendor fees and no paid tier.
- Endorsement and A–F grading included from day one, not gated behind upgrades.
- Live in minutes—no demo or sales cycle to unlock the real features.
- Subs upload from a link with no account, so COIs actually come in.
- Purpose-built for the GC–subcontractor workflow.
Who should use TrustLayer?
TrustLayer is a strong fit for risk managers and compliance teams at larger organizations that need to track many document types beyond COIs (W9s, licenses, contracts), operate across multiple industries, want enterprise integrations like Procore, and value a large verification network and a mature, well-reviewed product. If third-party risk management is a dedicated function on your team and you have the budget for a per-vendor or enterprise plan, the incumbent platform makes sense.
Wardly is the better fit ifyou’re a general contractor (or similar) who wants to start today, keep it simple for your subs, grade COIs automatically against your own requirements, and pay nothing—for unlimited subcontractors—without per-vendor fees or an enterprise contract.
Frequently asked questions
Is Wardly a good TrustLayer alternative?
For general contractors who want to track subcontractor COIs without an enterprise contract, yes. Wardly is 100% free, self-serve, and built specifically for the GC–subcontractor workflow—your subs upload their certificate from a link with no account to create. TrustLayer is a broader, AI-powered third-party risk management platform aimed at risk managers across many industries, with a mature feature set and a large verification network.
How much does TrustLayer cost compared to Wardly?
TrustLayer offers a free Starter tier for up to 50 vendors, then charges roughly $10 per additional vendor per month; its full Pro and Complete plans are quote-only and demo-led, and third-party comparisons commonly estimate around $3,000–$20,000+ per year depending on scope. Wardly is free forever for unlimited subcontractors—no per-vendor fees, no paid tier, and no sales call to begin.
Is there a free TrustLayer alternative?
Yes. Wardly is free forever with unlimited subcontractors—there is no trial, no credit card, and no paid plan you eventually get pushed into. TrustLayer has a free Starter tier, but it caps you at 50 vendors and gates endorsement confirmation, integrations, and advanced automation behind paid plans. With Wardly, automated A–F grading and endorsement checks are included from the start.
Do my subcontractors need to log in with Wardly?
No. With Wardly, subs receive a secure upload link and submit their COI in a few clicks—no account, no password. TrustLayer also lets vendors share documents without signing in, so both products avoid vendor-login friction; the difference is that Wardly keeps the entire workflow free and focused on GCs tracking subs.
Does Wardly check endorsements like additional insured and waiver of subrogation?
Yes. Wardly reads ACORD 25 certificates and verifies coverage limits, additional insured endorsements (including the form, like CG 20 10), waiver of subrogation, and primary and non-contributory language against the requirements you set—then grades each certificate A–F automatically and free. On TrustLayer, deeper insurance threshold and endorsement confirmation is part of its paid plans rather than the free Starter tier.
Can I switch from TrustLayer to Wardly?
Yes. You can set up your requirements and add subcontractors in minutes, then send upload links to collect current certificates. Because Wardly grades each COI automatically against your standards, you get a clear compliance picture without a lengthy implementation—and without a per-vendor bill.
Compare Wardly to other COI trackers
See how Wardly stacks up against other certificate-of-insurance tracking tools.
Try the free COI tracker built for GCs.
Add a sub, send an upload link, and get an automatic A–F grade—free forever, no sales call.
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